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#1 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Thats right - @ NRMA. They just wont insure the damn wheels.
Get this - cos its a 2002 model, the max width is 6.5" (so my 17's are a half inch too wide), BUT if it was a 2003 model (and there is absolutely no difference between 02 and 03 models AFAIK), they would be fine. FFS, its half an inch. And the reason they gave me made me want to jump the damn desk - i quote "the wheels may be unsafe in the wet because they are so wide". What utter ********. If anything theyre bloody safer cos there's more contact with the road! I have tried to do it online, tried to do it over the phone and they just wont budge. So now i am off to other companies as i am not putting up with their **** or trying to convince them any longer.
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2024 F150 XLT
Last edited by b2tf; 28-04-2005 at 07:50 PM. Reason: removing information as i dont want to risk it |
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#2 | ||
hibernating
Join Date: Dec 2004
Posts: 2,135
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that reason could be kinda true... apparently thinner tyres can be better in the wet because they slice through the water easier where a wider tyre has more chance of aquaplaning (skimming across the water)
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#3 | |||
beep beep
Join Date: Dec 2004
Location: Melbourne
Posts: 1,971
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Quote:
Wider the tyre the less likely you are of moving water out from under the tread to the sides in a rotation, you need wider (than normal) channels going around the tyre and stuff going out to the edge as well.
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Nothing to see here, move along, move along... |
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#4 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Yeah i can understand that but i can also tell you right now - we have 17x8's on our AU2, and i had 15x7s on the EF. The AU handled a HELL of a lot better in the wet than the EF, and a friend of ours has an AU with 15's on it too - back to back, the 17's are so much better in the wet.
Regardless, the wheels are not coming off my Focus.
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2024 F150 XLT
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#5 | ||
FF.Com.Au Hardcore
Join Date: Apr 2005
Location: Canberra
Posts: 13,381
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yeah NRMA knocked me back for 15x7s on my TX5. i had to get new wheels which r 16x6.5s. i reckon its ******** aswell coz i wanted 17x7s. it was registered wit the 15x7s so wats wrong wit it. at first they accepted it wit the 7s but then sent a letter sayn they would not insure it the next yr. we said why wouldnt they and they just said in our technical history it is not safe or sum shit like that. we asked wat history and they didnt ellaborate anymore.
****n hell my mum wouldnt of bought the car if they had of said we couldnt have the same wheels. the wider the tyres the better the grip in the dry right? well most tyres in this class are performance tyres and have awesome tread patterns so water isnt a problem (why would u get better mags and put shit tyres on them anyway- i dun think any1 would). never had any more aquaplaning wit the 7s than i have with the 6.5s. so ur not the only one. Last edited by fordel; 26-04-2005 at 09:41 PM. Reason: language |
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#6 | ||
Zoom Zoom
Join Date: Jan 2005
Location: Melbourne, VIC
Posts: 4,352
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That's BULLS&%^ seriously, aren't they supposed to allow vehicles with factory wheels as long as they're no more than a inch wider?!!!!
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2012 Mazda3 MPS
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#7 | ||
Fairmont Ghia
Join Date: Dec 2004
Location: NSW
Posts: 2,144
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The funny part though, is:
NRMA insures my Focus with aftermarket 17x7inch rims, custom bodykit, tint, aftermarket tail lights, lowered, and exhaust... all for 700 bucks a year, for an agreed value, with maximum no claim bonus. And it is identical to an 02 model. Go figure. :togo: Tim Last edited by Timmeh; 26-04-2005 at 09:45 PM. |
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#8 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Yes it is very annoying as NRMA have said i can do pretty much whatever i like in the way of mods (i told them i may change exhaust system etc later on), but they will not accept these wheels for a second.
There are no differences in 02/03 models, these are genuine Ford factory specified rims that were made for the car and they just wont have a bar of it. I refuse to take them off simply because i didnt pay the money to have them sitting in the shed, and because even thought theory would suggest otherwise, i feel a lot safer having 7 inches of rubber touching the road that 6.5 inches. The struggle continues........
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2024 F150 XLT
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#9 | ||
GT4.
Join Date: Dec 2004
Posts: 4,218
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Thats rediculous Austin. Just go somewhere else mate. Thats what I reckon....
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#10 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Yeah it's crazy Danny, im looking at other companies but as stupid as it sounds i really want to insure it with NRMA - they been very good to us with my old EF and the Fairmont (which i might add has 17x8's with no fuss
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#11 | ||
Join Date: Dec 2004
Posts: 9,292
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ive had similar with my AU when i had it. i had 17s on it and i was ringin around for insurance, wasnt hiding ANYTHING from them either.
them "do you have non standard rims?" me "yes, theyre 17x7.5" them "ok thats fine. what brand are they?" me "ANZ rims" them "theyre not made by Ford or Tickford then?" me "no" them "we cant accept them then. we wont cover you" beep.....beep....beep......beep. so i dont know why a rim, that is obviously safe since its on the market, cant be insured because it wasnt made by Ford or Tickford. |
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#12 | |||
Clio 182 CUP!
Join Date: Feb 2005
Location: Inner West, Sydney
Posts: 2,590
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Quote:
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------------- Steven 'In fact, so good is the Clio 182 with the Cup chassis set-up that I feel moved to make a bold statement - I think it's the best hot hatch ever built.' (EVO Jan 04) |
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#13 | ||
Zoom Zoom
Join Date: Jan 2005
Location: Melbourne, VIC
Posts: 4,352
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Ford stringently tests those rims with that exact suspension setup and vehicle weight in mind, they were designed for the vehicle. Most rims are generic and probably don't have the same levels of compliance to things like kerb strikes. It's easy to make rims, but not so easy to make them comply with all the regs such as kerbs strikes.
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#14 | ||
Regular Member
Join Date: Jan 2005
Location: Brisbane
Posts: 397
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Want to swap your 17"s for some standard Zetec 16"s
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#15 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Lol no cos theyre still 7" wide!
Just going to have to hit the phones tomorrow and not give up until i find some sort of insurance.
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#16 | ||
Regular Member
Join Date: Jan 2005
Posts: 73
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I have had insurance problems in the past with both RACV and NRMA. Basically it is their loss. Am currently with AAMI and cant complain.
And the deal about wider wheels being more dangerous is due to the fact that a wider wheel has more contact area on the road to distribute the weight of the vehicle, therefore making it slightly more prone to losing traction. |
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#17 | ||
Guest
Posts: n/a
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Aussie, I rang just car insurance yesterday, and was bracing myself for a huge premium (under 25), but they ggave me a reasonable quote, about $300 odd per year more than NRMA, while being MUCH more leanient with mods. The bloke basically told me anything that is legal is the state or whatever, is alright with them as long as you tell them.
Oh, $1900 excess but! |
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#18 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Reece,
i did an online quote thru Justcar yesterday arvo - $2100. Absolutely no way am i paying that much for a 99% stock Focus!
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#19 | ||
Guest
Posts: n/a
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Geez, that isnt good, only others I can think of that might be a little leanient are GIO, shannons, but im not sure where they stand with under 25's...
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#20 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Shannons are no good with under 25's - dont want to know you, which sucks cos from all ive heard about them they would have been a good choice.
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2024 F150 XLT
Last edited by b2tf; 28-04-2005 at 07:50 PM. Reason: removing information as i dont want to risk it |
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#21 | ||
Guest
Posts: n/a
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A "friend of a friend"
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#22 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Yeah, i know. Mine was slightly lower than they thought it was (to be honest it actually got a lot lower than i even thought or wanted when I put King lows in it), and they had no worries. Had a prang, couple of digi photos and it was all good.
Just did a quote through GIO but it seems i have to wait for them to call me and tell me what the premium is - not good as i need this car insured by the end of Friday! removing information as i dont want to risk it Far out i hate insurance companies. Absolute scum of the earth and i say that with no apology to anyone who works for NRMA. If Ford didnt think the f**king car could handle it they wouldnt have made the wheels, why is that so hard for NRMA to understand?! Either way, once this is all sorted im going to be asking for this thread to be deleted.
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2024 F150 XLT
Last edited by b2tf; 28-04-2005 at 07:51 PM. Reason: removing information as i dont want to risk it |
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#23 | |||
Guest
Posts: n/a
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Quote:
Like you said, F***ing insurance companies, I wouldnt put it past them!! ![]() |
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#24 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Just ran another one thru JustCars.
Focus 5dr auto CL 17's Floor Mats (why would these be listed?!) ABS Cruise Dual Airbags Have a guess how much. $2,031. Maybe if i take the floormats out...........
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2024 F150 XLT
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#25 | ||
Regular Member
Join Date: Feb 2005
Location: Brisbane
Posts: 31
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Take a look at RACQ (if they insure outside Queensland that is, NRMA does outside of NSW so you might be lucky). They have no problems with exhausts, factory kits, factory wheels plus 1 inch max dia and floor mats!
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#26 | ||
Join Date: Dec 2004
Posts: 9,292
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what happened to that thread with the link for the insurance broker that would find you cheap insurance? did anything ever come of that? maybe worth while finding it and giving them a go.
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#27 | ||
not here much anymore
Join Date: Dec 2004
Location: Sthn NSW
Posts: 22,918
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Davway i tried that link and i couldnt actually get the info to send - couldnt find a phone number on there either so unfortunately i couldnt use it. Ice contacted a few brokers this morning but they are all arky about the wheels, one basically said 'i cant help you if NRMA cant', which was helpful
![]() Brother, As far as i am aware, NRMA, RACQ and RACV actually have an agreement where if they get people from interstate,they refer them to each other. I.e. if someone from QLD rang NRMA for insurance, they would send them to RACQ or whatever the one in QLD is. I'll have a look however and see how i go.
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2024 F150 XLT
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#28 | ||
Suth
Join Date: Jan 2005
Location: The Sunny Riverland
Posts: 44
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Shannons are good, just not interested in the daily driver. My old man is into his old english cars-rovers, MGs austins etc and shannons cannot be beaten. I called them cos my insurance was going up by 15 percent with a 2+1/4 exhaust-I called shannons but they mostly deal with cars that are not often on the road-ie track cars, club cars or cars that are part of a collection.
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The Funk Soul Brother |
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#29 | |||
Fairmont Ghia
Join Date: Dec 2004
Location: NSW
Posts: 2,144
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Quote:
Neither have ever given me any grief, but Shannons were alot better to talk to! Tim |
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#30 | ||
FF.Com.Au Hardcore
Join Date: Jan 2005
Posts: 792
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Im with just cars and they are fine. Im paying $2200 per year for the fiesta with mods and the excess is $1000 if im driving. I have the stereo covered for $2700 with a $450 excess on it.
Thats is a very good price for a 17year old. 20% NCB too ![]()
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COLORADO RED FIESTA ZETEC MODS - Window Tint, Bmc Panel Filter, Euro Plates, Ghia grill, Momo F16 leather gearknob, Momo Leather gearboot, WQ Zetec Front sway bar, WQ Zetec Sway bar links, WQ Zetec bushes. ICE - Alpine CDA9827, MbQuart Reference 6.5inch splits, MbQuart Reference rears, Rockford Fosgate Punch Stage 3 12inch Sub, Rockford Fosgate P4004 + P3001. Last edited by Pieoter; 27-04-2005 at 08:19 PM. |
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