What is your premium on your AU?

[frd906]

800 a year, 20 years old, insured and rego under my fathers name, you probaly think im joking but last time i checked how much it was insured for was about 7 grand lmao

Mods,

Full exhuast system

18 inch mags

[BuckTooth]

Car: 2002 AU XR8
Registed: My father.
Insured: For an agreed value inc. mods for $16000. With NRMA and garaged nightly.
I only pay $98.70 per month

[UU TS50]

$51.57 month AU2 Futura ins for about $6500/7000

$71.82 month AU3 XR8 ins for about $15000

$76.85 month AU3 TS50 ins for $27100

[CRAIGAU3220]

Shannon's Limited use (5000km) per year, agreed value $15000

Premium $482.

[SLO AU XR8]

CGU quote for my AU: $1393.30/yr, $14k agreed Value (it an S1, $14k is heaps!) I'm 21 BTW

[Ride]

Just Car: $1300/yr, $21k agreed value with stroker, suspension, Brembos, stereo, rims. I'm 21.

Shannons wanted $2400 for $22k agreed value, couldn't believe the huge difference as they're both under the Suncorp banner.

[Polyal]

Yeap the more I deal with shannons the more I find its just one big marketing hype.

CGU were about the same as aami.

Anyone tried those online only ones, or are they a bit dodge?

[grandpa_spec_F6]

NRMA comp with agreed value of $8500 for my S1 fairmont ghia 6 banger. I fork out just over $1500 a year. Being 19, unfortunatly I just have to live with it.

[Jimmyd]

Tried the "Insurance for car enthusiasts" company once because I liked their salvage option, option of repairer,etc - 'consultant' did not know what a RS2000 was, referred to redbook valuation and then would only 'stretch' to 8k agreed on the RS until I sent photos for his "Ford specialist" to review, then begrudgingly increased to 10k with verbal quote.

Requested in writing and a product disclosure doc - received in mail two weeks later, reduced back to 8k at the premium quoted for 10k; still too ****ed off to pursue further at this point....

Now the rate quoted for a "rarely driven" ie less than 2 days per month, garaged, immobilised, low risk area was $450; Suncorp full comprehensive "daily driven" vehicle at 10k agreed value with same listed mods, but with a slightly less accomodating salvage option and more restrictive repairer listing comes in at $375..........

Got them to quote the AU Fairmont Ghia at the same time - market value same factory options was quoted at $475 vs Suncorp $420......

I really am keen on their advertised preferred repairer and salvage options, but if they can't recognise a main stream Australian production model, treat you like you are trying to pull a insurance rort, then can't get something so simple as a negotiated quote right, I have major reservations as to how smoothly things might go in the event of a claim

Cheers

James

Edit: removed company name to comply with site guidelines

[AUIIPURSUIT]

keep in mind, its known that the same company will blacklist you on the insurance database if they believe you were 'wreckless' in any of your accidents...

which makes it REALLY hard to get insurance. have heard this from multiple people, yet nothing personally.

[grandpa_spec_F6]

Originally Posted by Mr Hardware

No. I should have put a after each one.
Srsly you'd think i was 60 by looking at my car. And my driving style.

NOW GET OFF MY LAWN

Your wife drives more aggressively than you... how do I know this? Because one particular evening I recall her beating us in YOUR car when you were driving MINE!

[HLC]

wow so aside from 1 poor 19 year old i appear to be paying the most for my insurance

maybe that says something about my post code 2760. 3 claims on the car in the last 5 years, NONE at fault- act of god (hail), someone backed into my car, and malicious damage, and one driver charge in the last 5 years :( it sucks to be under 25

[blueoval]

Shannons insurance
paying $660
Full comp
Insured for $10500 agreed
excess of $400
Im 33

[Bushbasher]

01 Fairlane Sportsman, LPG is all CGU were interested in for mods and I pay by the month.

Agreed value $12530
60% no claims bonus
1 free windscreen a year
$500 basic excess
I'm 46
she's 37
$312.69 pa.

Oh, and 1 free claim per year

But we do have all our insurance through CGU; house, contents, landlords & cars.


Bushbasher



BTW, what would you have to do to use up a $30,000,000 liability cover short of plowing into a block of flats that then goes up in smoke? lol.

[Professor Farnsworth]

Originally Posted by Bushbasher

BTW, what would you have to do to use up a $30,000,000 liability cover short of plowing into a block of flats that then goes up in smoke? lol.

collide with two car transporter trucks carrying 18 brand new veyrons

[Bushbasher]

Originally Posted by Professor Farnsworth

collide with two car transporter trucks carrying 18 brand new veyrons

I just thought of one!! , Landing on James Packers luxury cruiser a-la the end of Fast & the Furious. But only if you timed it just right,


Bushbasher

[Professor Farnsworth]

Originally Posted by Bushbasher

I just thought of one!! , Landing on James Packers luxury cruiser a-la the end of Fast & the Furious. But only if you timed it just right,


Bushbasher

quite possibly ;)

Polyal how'd you go with the quote?

[Grobbo]

$1440 a year with RACV.

AU XR8 ute, usual mods, 31 year old no claims but no history either.

Am looking at new cars - a new G6E or XR6T is less than $600 with AAMI...

Must be all the traction control/lack of young idiots driving them at this stage.

Am hoping the new Coyote won't be too dear - or do they automatically raise the premium for V8's...

[Polyal]

Best I have so far is still with aami, ill have some more time next week to look around, I was only prompted by having to renew the barina, which bloody hell is $650 per year, its just a shopping trolley FFS, might go 3rd party on it.

Ill let you know if anything better pops up.

[cedric]

Originally Posted by Grobbo

$1440 a year with RACV.

AU XR8 ute, usual mods, 31 year old no claims but no history either.

Am looking at new cars - a new G6E or XR6T is less than $600 with AAMI...

Must be all the traction control/lack of young idiots driving them at this stage.

Am hoping the new Coyote won't be too dear - or do they automatically raise the premium for V8's...

my ba2 xr8 ute when new 40000ish was about 650per year and the au2 xr8 ute that i sold to buy ba was worth about 17000 was 750per year. there must be something about au's

[TUF-640]

im 18, got my licence about 3 months ago and my auII fairmont is on just over $1200 a year full comp on my name
agreed value of 10900 with mods:
20s
sound system
exhaust
lowering

not sure if thats a rip or if im getting it fairly cheap lol

[JC]

Originally Posted by Polyal

OK remembered to update the policy today and was a little shocked at what I am know paying for the AU.

Mods are bugger all:

cat back
17' rims
tints
LPG (SVI, but apparently that didn't matter)

And thats it, garaged, and my rating isn't bad, one small claim in the last 10 years of driving.

So as of next month its up to $860 full comp, both drivers are over 25 aswell. This is with Shannons.

What are you guys paying? It seems a tad high, my postcode is 3429.

Also with shannons; mods similar, drivers both 40+. Agreed value of $7800. Premium around $580 per year, 2905 postcode.

[JC]

Originally Posted by Mr Hardware

Agreed value $4350
Postcode 4053
Mods:
Sheepskin seat covers
Dashmat
Weathershield
Floormats
$380 full comp with NRMA. I'm 25 and my wife is 24.

I'm floored! You're only 25! You "sound" much older on-line - I thought you were closer to my age (40 odd)!

[JC]

Originally Posted by TUF-640

im 18, got my licence about 3 months ago and my auII fairmont is on just over $1200 a year full comp on my name
agreed value of 10900 with mods:
20s
sound system
exhaust
lowering

not sure if thats a rip or if im getting it fairly cheap lol

For your age/mod combination, I'd say that's a good price.

[bartsau]

I am 20 and only have 3rd party on my 2002 manual wagon.
It is with RACV and it is $572?? a year with no listed mods. They have told me the mods i have fall withing there conditions and as vicroads didn't need the manual to be engineered they are fine with that.

Looking at what some are paying i reckon maybe i should have a look around.

[grandpa_spec_F6]

Originally Posted by JC

I'm floored! You're only 25! You "sound" much older on-line - I thought you were closer to my age (40 odd)!

It's quite scary, in real life he's a top bloke though, no grandpa by any means :P

I got all interested and had a rather jaw dropping moment when a friend of mine who owns a nissan S13 (with mods) told me he only pays $1200 a year!

Come on! AU's are a newer car, have more safety features etc, yet an import of all things, driven by a p-plater attracts LESS comp.... *implodes*

[ayeyew]

Mine is nearly $150/month :(

All mods (inc stereo which nearly cost as much as the car, lol)

Due to crappy postcode (my insurance went up by $1000 p.a with prev insurer when i moved! I then changed to justcar and have my current deal)

Perhaps i will start looking for a better deal?

[scrivens]

I'm in Adelaide. 2001 Forte, bog standard - $390 with SGIC, full no claims bonus and $400 excess. The premiums go up each year as the car ages; my 04 BA was always about $100pa cheaper than the AU2. It's cheaper to insure a newer car. My 2 year old Sonata V6 is around $280 for $16K cover, the 08 Getz 1.6 $230.

My kids cars are registered and insured in my name and they are listed drivers. Means the premiums are lower than if they insured them in their names, and they do build up no claims bonuses for each year they are listed.

[TUF-640]

Originally Posted by ayeyew

Mine is nearly $150/month :(

All mods (inc stereo which nearly cost as much as the car, lol)

Due to crappy postcode (my insurance went up by $1000 p.a with prev insurer when i moved! I then changed to justcar and have my current deal)

Perhaps i will start looking for a better deal?

To be honest i'd change to AAMI, thats who im with and just car is a side company of theirs so im pretty sure they would cover the same things mods wise. Only thing is the excess is 550 plus another 400 or 450 i think it was for a male under the age of 25. Might pay to do a quote online and see what it comes up with

[Ride]

Originally Posted by ayeyew

Mine is nearly $150/month :(

All mods (inc stereo which nearly cost as much as the car, lol)

Due to crappy postcode (my insurance went up by $1000 p.a with prev insurer when i moved! I then changed to justcar and have my current deal)

Perhaps i will start looking for a better deal?

Keep in mind that Just Car charge extra for pay by the month.