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| The Pub For General Automotive Related Talk |
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05-07-2020, 10:15 PM
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#1 | ||
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Bf mk3
Join Date: May 2010
Location: Adelaide Hills
Posts: 417
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hi i currently have insurance with allianz agreed value for $11000 i pay $70 a month with $300 exess do you think that is a good deal or is there better out there car is a 2009 bf falcon wagon with minor mods
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05-07-2020, 10:23 PM
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#2 | ||
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Banned
Join Date: Jan 2012
Posts: 2,489
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(shop around mate, you'll get a good figure as it's easy to know the market)
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05-07-2020, 10:26 PM
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#3 | ||
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Bf mk3
Join Date: May 2010
Location: Adelaide Hills
Posts: 417
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yea have been but not sure what else to look for there are a lot wanted to save 50 phone calls
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05-07-2020, 11:00 PM
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#4 | ||
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Shenanigans..............
Join Date: Mar 2007
Location: Footscrazy
Posts: 12,482
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$300 excess on 11k with mods. Sounds ok.
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06-07-2020, 09:45 PM
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#5 | ||
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FF.Com.Au Hardcore
Join Date: Jul 2010
Location: NSW
Posts: 4,334
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Sounds reasonable, but there's too many variations for us to judge.
Do as many online quotes as possible. At my last renewal I saved $700 by doing online quotes with similar companies and coverage. My previous company was going to charge me $700 extra for my loyalty. |
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07-07-2020, 09:18 AM
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#7 | ||
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FF.Com.Au Hardcore
Join Date: Jun 2011
Location: Pt Lincoln far side South Oz
Posts: 5,844
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FFS you dont wont to spend money on 50 phone calls to try and save hundreds on yearly insurance. Most decent ph plans have unlimited calls anyway.
__________________
Dont p i s s off older people. At our age the term Life in Prison is not a deterrent |
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07-07-2020, 10:24 AM
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#8 | |||
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Donating Member
 
Join Date: Mar 2007
Location: Heading thru Hell (Corner)
Posts: 8,308
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Quote:
__________________
Labels are for jars, not for people. Life is a journey, not a destination. ~~~~~~~~~~~~~~ Daily: 2013 FGII EcoLPi in Winter White Play: 2015 FG X XR8 in Emperor Show' N Shine thread Gone, but not forgotten: 2015 SZII petrol Titanium Territory in Emperor |
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07-07-2020, 12:51 PM
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#9 | ||
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Bf mk3
Join Date: May 2010
Location: Adelaide Hills
Posts: 417
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it was more to do with time than cost of calls of course but i have gone through all the online qoutes very few give online qoutes with agreed value not market value mods arnt engine or suspention more lights sound and interiour
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07-07-2020, 04:49 PM
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#10 | ||
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Banned
Join Date: Jan 2012
Posts: 2,489
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My last 3 cars have all been modded and all were completed online at agreed value.
Never spoken to anyone outside claim time. I'm Commbank at it took 10minutes when I got the R36. Maybe you have certain criteria that is seen as more risky etc, not sure. |
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07-07-2020, 05:20 PM
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#11 | ||
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Bf mk3
Join Date: May 2010
Location: Adelaide Hills
Posts: 417
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what companies have you checked then im in south aus and even raa insurance that i know does agreed value didnt offer it at all in online quote my current insurance didnt offer it online either but they contacted me oneday after i tried online and set me up i have never even had to use insurance before yet
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07-07-2020, 05:44 PM
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#12 | |||
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Banned
Join Date: Jan 2012
Posts: 2,489
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Quote:
Not your fault, but you basically have no rating or history. |
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07-07-2020, 06:08 PM
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#13 | ||
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Bf mk3
Join Date: May 2010
Location: Adelaide Hills
Posts: 417
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i have 12 years of history actually i have the best rating
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07-07-2020, 06:09 PM
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#14 | ||
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Bf mk3
Join Date: May 2010
Location: Adelaide Hills
Posts: 417
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i never had to use insurance not i havent had insurance before been with a few companies over the last 12 years
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07-07-2020, 06:13 PM
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#15 | ||
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Banned
Join Date: Jan 2012
Posts: 2,489
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You just said you've never used Insurance. I assumed you mean claim instead but you've been covered.
Mate it's too hard as we're all guessing. As I said Commbank Insure have been fine for me and so good luck. |
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07-07-2020, 06:31 PM
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#17 | |||
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Banned
Join Date: Jan 2012
Posts: 2,489
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Quote:
My R36 agreed at 15 and I pay a 1000 and 300 excess. Reason I changed as I wasn't happy with AAMI. My BA Turbo went up every year even though I didn't claim - explanation was due to review on steal rates and accidents. About 400 a year (extra) from memory. Changed companies and haven't looked back. But again, I'm sure AAMI are ok too as lots of variables. |
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19-07-2020, 08:38 AM
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#19 | ||
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The one and only
Join Date: Dec 2004
Location: Carrum Downs, Victoria
Posts: 9,053
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A forum isn't going to provide you with the answer, as noted there are way to many variables. You need to call around.
My preference is to never go with the cheapest, you'll regret it when you claim. I make sure I get first option at buying the wreck and that all my mod's are listed.
__________________
1992 DC LTDHO 360rwkw built by me Tuned by CVE Performance Going of the rails on a crazy train Other cars include Dynamic ED Sprint, Dynamic DL LTD, Sparkling Burgundy DL LTD, Yellow, Red & Blue XB sedan & Black XB Coupe
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insurance
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