just got off the phone with insurance

niko · 20-10-2005, 07:07 PM

to tell em about my updates, and they have it covered as a fairmont gl haha

premium went down this year. bout time

glad my rego and insurance are months apart.

PULLY6 · 20-10-2005, 07:24 PM

Haha stupid insurance companies.

Premiums? Dont even talk about em man, insurance sucks.

niko · 20-10-2005, 07:32 PM

some reason i never mentioned exhaust, i rang up again lady goes thats 200+ of your excess i was like lol, only increased premium by 11bux suppose not that bad i was like why did it go up abit, she goes oh coz the computer said, and classifies extractors and "sports exhaust" or cat back as we know it are seperate items

Age182 · 20-10-2005, 08:09 PM

haha im gettin a good deal as a learner because my car is under my name and im a learner i get full comprahensive cover from RACV for 500
BUT
as soon as im a P Plater Just cars is the cheapest at 1900 :(

-jjM- · 20-10-2005, 09:51 PM

sorry to hijack, but what insurance are most ppl with?
ill have my engine in prity soon as well gotta get the extractors/exhust/cat
will it jump up more if you have done an engine swap?

Valknutr · 20-10-2005, 09:58 PM

NRMA, 1900 comprehensive, 550 approx 3rd party, hello dole line

3point9CFI · 20-10-2005, 10:21 PM

Im with Just Car Insurance, and I have never paid anywhere near that much, even when I owned a fully imported '90 Corona with 'zorst and mags (and that was $1600/year, comp), I have been quoted around $1000 (comp) and I am paying $370 (3PFT) for my 12/89 EAII S-pac

niko · 20-10-2005, 10:28 PM

im with just car they wanted 1133 full comp covered for 5k

AdzT3-146 · 20-10-2005, 10:29 PM

I'm with Just Car, full comp. $1836. Still a rating 6. how long does it normally take for your rating to get better, if you have no accidents or claims etc?

niko · 20-10-2005, 10:31 PM

no idea lol ive been with em for 2years now paying for 3rd soon, and premium has dropped, wen i 1st asked for full comp it was like 1800 now to be low 1000 is pretty darn good

yearly apparently, even though i payed same premium 2years in a row..

vztrt · 20-10-2005, 10:37 PM

I'm with RACV, 3rd party (2nd in jan) and paid about $2000. Insured it for $32000.

When I was looking, only three companies would insure an under 25yo with an XR6. Just car quoted me $3500.

3point9CFI · 20-10-2005, 10:39 PM

My rating has gone to the sh*t, (2 at-faults, 7/02 and 4/05) I think i am rating 5 or 6, but I am on my second year with JCI and I dont think there is anyone better on the market with a more competitive price.

niko · 20-10-2005, 10:46 PM

target audience, leaves us with no one else. espeically for modified NON STOK heapsa...lol

-jjM- · 20-10-2005, 10:49 PM

just car seems the one to go, i was quoted AAMI 3PFT for $580
but that was in the cars stock days thow :P

niko · 20-10-2005, 10:57 PM

serious, i used to love insurance wen my car was stok 400bux. 3pft

MickyB · 21-10-2005, 01:17 AM

I pay $800 for full comp, plus my wheels and stereo are insured, thats with RACV. I am a rating 1 though.

EFFalcon · 21-10-2005, 02:04 AM

Quote:

Originally Posted by ef_classic

I'm with Just Car, full comp. $1836. Still a rating 6. how long does it normally take for your rating to get better, if you have no accidents or claims etc?

it goes down 1 rating each year.

mcflux · 21-10-2005, 02:36 AM

Last year I paid $230 for 3rd party ;) Not bad for what they consider a modded V8!

Kenaz · 21-10-2005, 07:55 AM

I pay about $900 full comp with RACV.

mr_efxr · 21-10-2005, 08:06 AM

I just did a bit of calling around to insurance co. and these are the results.

Just Cars full comp under my name with all mods covered $780.00 per year.
RACV full comp under my name with all mods covered $870.00 per year.
AAMI, wont insure me as I am under 25.
Allianz, wont insure me as I am under 25.

Gubas · 21-10-2005, 08:14 AM

I pay 600 full comp for my car, with all mods listed and covered for. With my insurance, racv have written all the mods as "NOTES", so they dont actually change the premiums. I thought dis sounded sus, but i have spoken to 4 people about this, and they all say its legit. I have also had the policie sent out to me with all mods listed, so im right.
In december i go rating 3, and insurance premium goesdown to 500 i think.
When my car was stock, i found it hard to get insurance. And the average price was 900. Just car being the highest at 1600.
Gubas

DUMTEF · 21-10-2005, 10:20 AM

i am with racv and i pay about 750 a year for full comp but my excess is about $1500 cause i previous accidents and fines

pepsimax · 21-10-2005, 10:24 AM

Quote:

Originally Posted by Valknutr

NRMA, 1900 comprehensive, 550 approx 3rd party, hello dole line

why did you say hello dole line???

being on the dole you pay just as much as everybody else...

TalbotsEF · 21-10-2005, 11:25 AM

RACV are ok, they gave me $8000 agreed value for $690 a year. That also includes stereo and 2K in wheels that are only worth $700-800 haha

For anyone having trouble with insurance on modded cars, try "Young & Cool" in Sydney, gay name I know. Just watch the policies as I insured my subi with them 3 years ago and they wouldnt cover me on dirt roads :yeees: They are usualy one or the other, well price or shockingly priced - But worth a shot.

Inferno · 21-10-2005, 11:36 AM

Rating 1 - $350 a year, full comp, RACT, excess is $300

Valknutr · 21-10-2005, 11:42 AM

Quote:

Originally Posted by pepsimax

why did you say hello dole line???

being on the dole you pay just as much as everybody else...

cause right now im unemployed, so i need any income i can keep the car going and save for insurance, yes im looking for a job, anything i can get dont care at all